MANAJEMEN KEUANGAN UNTUK HIDUP YANG LEBIH BAIK, LEBIH SEHAT & LEBIH BAHAGIA - Kalian pernah gak sih mengalami sakit? Terus apa cara kalian untuk tetap sehat dan terhindar dari yang namanya sakit?
Jika mendengar pertanyaan itu, saya yakin kalau itu bukanlah tema yang menarik untuk dibahas, hampir semua orang pernah merasakan sakit, sakit ringan atau berat, kita semua tahu bahwa sehat itu mahal harganya, dan sakit itu gak enak, gak peduli sakit hati atau sakit gigi, keduanya sama-sama gak enak, apalagi kalau yang sakit dompet, bisa pusing, stress dan uring-uringan sampai tanggal gajian, lalu akhirnya sakit beneran, dan keluar uang lagi.
Bagi sebagian orang, mereka menjaga kesehatannya hanya sebatas mengatur pola hidup sehat, termasuk olahraga dan diet yang sehat, namun bagi generasi muda sebaiknya mulai juga untuk mengelola keuangan mereka dengan baik, selain dengan berhemat juga dengan berinvestasi melalui asuransi kesehatan dan perencanaan keuangan keluarga untuk masa depan yang lebih baik, bahagia dan lebih sehat tentunya.
Termasuk saya yang hobinya traveling ini, dan termasuk yang bisa makan apa saja tanpa pilih-pilih, namun mulai memikirkan untuk mulai hidup sehat dengan pendekatan holistik, seperti meditasi dan yoga, dan juga lebih berhemat karena pekerjaan freelance yang tidak tentu gajiannya, juga mulai tertarik berinvestasi, selain investasi diri sendiri tapi juga investasi keuangan, agar menjadi pribadi yang lebih matang dalam mempersiapkan masa depan.
Tidak dipungkiri bahwa kesehatan finansial seseorang sedikit banyaknya akan memengaruhi kehidupan orang tersebut, baik dari segi kesehatan fisik maupun mental, jadi sekarang bisa kita tambahkan literasi manajemen keungan untuk membuat kehidupan semakin lebih baik dan bahagia, karena sehat fisik dan sehat finansial adalah kunci yang penting untuk kehidupan masyarakat yang berkulitas, baik ketika muda maupun untuk persiapan hari tua.
Kebetulan saya diundang untuk menghadiri acara Sun Life Indonesia, yang intinya Sun Life Indonesia ingin mengajak masyarakat khususnya generasi muda Indonesia untuk menerapkan investasi kesehatan, sebagai faktor penting dalam mendukung produktivitas dan kualitas hidup di masa mendatang. Mengusung kampanye kesehatan ‘Live Healthier Lives’, Sun Life mengajak generasi muda untuk menjaga kesehatan secara holistik, baik dari segi fisik, mental, maupun finansial, guna mempersiapkan diri menyambut bonus demografi pada 2030.
Terlebih untuk generasi muda, yang menurut Badan Pusat Statistik (BPS) memprediksikan bahwa Indonesia akan mencapai bonus demografi, dimana 64% penduduk berusia produktif akan mendominasi tanah air di tahun 2030 mendatang. Dimana diharapkan bahwa bonus demografi ini akan menjadi penggerak pertumbuhan ekonomi Indonesia dikancah global jika didukung dengan kualitas kesehatan yang baik, terutama sehat secara fisik, mental dan finansial.
Selain menjalankan kampanye hidup sehat dengan bermacam aktivitas, Sun Life juga berkolaborasi dengan menggandeng figur publik yang aktif dengan gaya hidup sehatnya, Ibnu Jamil dan Kelly Tandiono untuk membantu menyebarkan semangat ‘Live Healthier Lives’ agar menjangkau lebih banyak orang khususnya Milenial di Indonesia, sebagai kampanye lanjutan yang telah dimualai sejak tahun lalu, Sun Life juga akan menggelar Vlog Competition dengan total hadiah mencapai 50 juta dan Healthy Trip ke Hongkong bersama Kelly Tandiono & Ibnu Jamil.
“Kami juga menggelar vlog competition dan ragam kegiatan bersama komunitas dan juga anak-anak yang bertujuan untuk meningkatkan kesadaran masyarakat akan pentingnya investasi kesehatan baik fisik, mental, maupun finansial. Inisiatif ini sejalan dengan misi Sun Life untuk terus mendampingi masyarakat Indonesia dalam meraih masa depan yang lebih sehat dan sejahtera,” ujar Shierly Ge, Chief Marketing Officer Sun Life Indonesia.
Jadi kamu bisa ikut berpartisipasi dengan Ikuti Live Healthier Lives Sun Life Vlog Competition #LiveHealthierLives ini, dengan cara ceritakan “Apa Alasan Kamu Memulai Hidup Sehat?” dalam bentuk video singkat atau Vlog. Periode kompetisi Vlog ini berlangsung mulai 11 Juli hingga 10 Agustus 2019, yang detail syarat dan ketentuannya bisa kamu cek lebih lengkap di http://bit.ly/SunLifeID
REMINISCING THE ANCIENT TIMES AT HOTEL TUGU LOMBOK - For those of you, who have been stayed at one of Tugu Hotel properties, know exactly the feeling and the ambiance they are offering to their guests, and there's no single property in Indonesia do what they are doing with the property and service, just like what they say, The Art, Soul and Romance of Indonesia, for myself that have been stayed Tugu Bali at Canggu Beach, and this time at Hotel Tugu Lombok, it excels my love and respect to Tugu Hotel, because there's so much story behind it besides just a luxury resorts.
Jl. Pantai Sire No.Desa, Sigar Penjalin, Tanjung, Kabupaten Lombok Utara, Nusa Tenggara Barat. 83352
Located in the northern part of Lombok, at Tanjung, Sire Beach the location is pretty remote and private compared with the crowded Senggigi Beach, the fastest route you can take is by fast boat through the Gili Islands, but I was flying with the plane from Denpasar to Praya in Lombok, because it was my first time in Lombok, and I want to see around. The southern part is also developing, so you can take a very short flight that cost less than $30.
What's my first impression? I totally love it, they have a bunch of beautiful beaches, waterfalls, and for the northern part, it's very peaceful that I believe people coming here just to relax and mind their own holidays. I got beautiful weather in May, stunning sunrise and sunset, and for you who up for the activities and adventure you can always book a day trip to snorkeling around Gili Islands or trekking to enjoy waterfalls.
Just stay in the Hotel Tugu Lombok also no big deals, there are restaurants amazing locals foods, bar, free activity on the beach, you can take your loved ones for amazing sunrise breakfast with their iconic dragon boat, afternoon relaxation at their Spa then enjoy the beach with daily afternoon tea, and Bar that open for you at night. Also what I love from Hotel Tugu Lombok is that every room is unique with their own soul, they have very spacious rooms with semi-outdoor bathroom, from the Aloon-Aloon Villa, Bhagavat Gita Suite, Presidential Suite you will be amazed by its beauty, ambiance, and details. Ready to go back in time when the kingdoms of Nusantara rules this huge archipelago.
FINDING LUXURY HOLIDAY HOMES TO RENT IN AUSTRALIA - If you are yet to book your vacation, then one place you should definitely consider is Australia. Not only does it offer hot weather, but it provides beautiful beaches, exciting nightlife, delicious food, and lots of diverse tourist attractions too. Nonetheless, in order to benefit from a fantastic holiday, you need to stay in one of the best holiday homes in Australia. Accommodation can easily make or break your vacation. If you stay somewhere with poor facilities or in a rowdy location, your holiday can easily have a downer put on it.
But don’t worry; if you follow this guide then you should have no trouble finding the best holiday homes in Australia for you…
How to find the best holiday homes in Australia
The first thing you need to consider when looking for a holiday home is whereabouts it is located. There is a wealth of different options at your disposal. Perth is an unsung hero. There are lots of cool attractions in Perth, including something for all ages. Of course, you have the obvious places like Sydney and Melbourne too.
Once you have decided where you are going to stay you then need to consider the size of the villa. Of course, you need to ensure that the villa is big enough to sleep the number of people going on holiday. If you are going on vacation in a big group then do not think that you will need to book several different villas. You will be surprised by the size of different vacation accommodation available in the country. In regards to size, you also need to consider how spacious the villa is – this is especially the case if you are travelling in a big group and / or have children going away on holiday with you. Consider the outside area – after all, this is where you are likely to spend most of your time in the hot country.
After you have considered size another important quality is the facilities the holiday home has to offer. It is important to bear in mind how hot it is going to be in Australia. You need to make sure you stay somewhere that has fans and / or air conditioning available. You will find it simply unbearable if these are not on offer. In addition to this, you should discover what cooking options you have at your disposal. When in a hot climate a lot of people like to have several barbeques and thus an outside barbeque is often a desired feature.
In addition to this, a private pool is considered a must-have for most looking to rent a holiday home in Australia. If you are going to rent a luxury villa then why not go all out and have your very own pool too? After all, there is no better way to cool down and relax when the sun is shining than by jumping into your very own swimming pool. You need not worry about other guests as you would if you were staying in a hotel either.
And finally, price is also an extremely important factor when booking your holiday accommodation. Because of the fact that there is a wealth of different holiday homes in Australia for you to choose from, this also means that there is great differentiation when it comes to the prices of these villas too. Take the time and the effort to look on the internet and source out the best deals. It is always a good idea to set yourself a budget from the outset in order to avoid any disappointment when finding the perfect villa for you. Consider all of these pointers and you will have no difficulty when finding the ideal holiday villa!
THE BEST WAY TO HOLD YOUR PHONE
Everyone has had that moment where your phone slips out of your hand and it feels as though it’s falling to the floor in slow motion. That precious technology is in freefall and you can almost see the huge bill you’ll have to pay in order to get it fixed.
Thankfully there are a few things that you can do to stop this disaster from occurring. You need to make sure that you’re holding your phone in the right way but there are also products out there which are going to make sure that phone stays within your grasp.
If you have smaller hands or a larger phone then reachability mode is going to be a good idea. This is where your phone will organize itself in a way which will make your fingers only reach out to the side of the screen which will reduce the likelihood of you dropping your phone. Most phones have this feature and it’s important to look out for it.
Tweak the keyboard
Another approach you’ll be able to tweak the keyboard to make it easier to reach. Over-reaching with your grip is one of the most common reasons why you might be dropping your phone. Not only can you amend which keys are in which location but you can also change the position of the keyboard on the phone so that it’s not stretched out over the bottom of your phone.
Adapt your home screens
A lot of the time people will only use one hand to use their phone. If you most popular apps are on the other end of your phone, then it could mean that you stretch over and lose grip. Having your most used icons on the side of the phone where your thumb is will help to alleviate this problem. Not only will it give you a better grip, but it will prevent thumb strain too.
Switch to voice control
A great way to stop yourself from dropping your phone is to not use your fingers and thumbs as much. Almost all phones are now equipped with voice control and you should use it as much as possible. You can amend it to suit your need and when you do, you’ll see the benefits as it makes using your phone a lot easier than straining your digits.
The best phone grips on the market
While these are all great tips to use, it can still be easy to drop your phone. A good pone grip will be able to give you the security you need. Here we look at the 5 best grips on the market to keep your phone off the ground.
If you don’t like the idea of attaching accessories on your phone but want to have a more secure grip then the CatTongue grip could well be the perfect solution. It has the lowest possible profile and will prevent the grip from slipping out of your hand.
If you care about the look of your phone, then there are many designs that you’re going to be able to get. Due to its high build quality, it’s going to be able to last for a very long time and save you a lot of money on repairs in the process.
Easy to apply
FITFORT have been able to produce a phone grip which is highly rated by those who have used it. There are many different designs available which all look great. Behind the good looks is a design which will help to keep your phone very secure.
Along with that security, the grip also has other uses. It works very well as a kickstand as well as being able to be used as a car mount. It doesn’t have the thinnest profile of all of the phone grips on the market but it should still be able to easily slide into your pocket.
Comfortable to hold
High build quality
If you’re looking for the simplest solution then look no further. This is a simple finger strap but is able to keep your phone very secure. The elastic will clamp onto your hand and will allow you to be able to hold your phone with confidence, whatever you are going.
Despite being a very simple solution, it’s one which is very well made. It’s not going to fail on your with the high amount of durability it has. When you’ve finished using the phone, you can just slide it back into your pocket with its minimal-bulk design.
PopSockets have been one of the leaders in phone grips for quite some time and you can see why. The collapsible design will allow you to extend it out when you need to but will fold down to be quite thin then it’s not needed.
Being able to slide your fingers next to the grip is a very effective solution. Added to that, the materials are also of the highest quality with being very lightweight but with great durability. The PopSocket has a high level of compatibility and can be used with almost all phones.
Works as a stand
In terms of being a multi-use product, there isn’t going to be anything better than this Monet Phone Grip. Primarily, it is able to work very well as a phone grip and will allow you to keep your phone secure with the loop it has.
Away from that, the grip can also be used as a kickstand but there are also slots available where you’re going to be able to place cards and cash. There are also numerous color options available for you to find something which matches your style.
Numerous color options
You want to make sure that you’re holding your phone in the right way. Utilizing the settings on your phone will help you to do that but also using a phone grip is a great idea. All the ones we have looked at are of the highest quality and all that’s left to do is pick the one which matches your style.
EXPERIENCE THE BEST HOTEL IN SENGGIGI LOMBOK, KATAMARAN RESORT - It was the time of the year when I need to visit Bali again, but my heart was redirecting me to experience new things outside Bali, yes Indonesia has 34 provinces and since we are the biggest archipelago in the world, most of them have beautiful stunning beaches you could ever imagine. So I decided to visit Lombok, via Praya airport that cost me under $100 return flight from Denpasar in Bali. Although the cheapest way to enter Lombok is via fast boat and most tourist also stay at the infamous Gilis as a party island, but I decided to enter via the International Aiport if I am not mistaken has a direct flight to Singapore and Kuala Lumpur, Malaysia.
People often called Lombok as Bali but majority Muslims, so if you looking for halal travel in term of experience and halal food, you may consider Lombok too as a stunning beach destination. Although Lombok is not all about beaches only, you can also find culture from Sasak Tribe, local food such as Ayam Taliwang, infamous Mount Rinjani and dozens of natural beauties such as waterfalls and the underwater havens.
Or if you are pleasure seeker, you can stay at Senggigi Beach where there are a lot of amazing hotels and restaurants, like the one that I choose is Katamaran Resort, a beachfront hotel in Senggigi Beach that offer you an amazing stay experience with international standard of service and hospitality, consist of so many types of rooms, that spacious and modern overlooking Lombok straits with view of Mount. Agung in East Bali.
I have stayed at Oceanfront suite with an infinity pool that can give you more privacy and suitable for couple or newlyweds who's on honeymoon, that located in the left wing of the hotels. They have ocean view infinity pools, ocean view spa, ocean view suites as well. Amazing Dining that mostly offers Italian/Mediterranean Food, The Kliff, that suitable for an amazing sunset watching and chill romantic dining.
Unfortunately, it was raining and cloudy during my stay, and the sun rising up only in the morning on my last day, then cloudy again on my to the airport. But overall my experience was memorable, the food is fantastic, the ambiance is nice, the staff is pretty helpful, especially with the infinity pools with an infinite view of Lombok Straits and stunning Mt.Agung if the sky is clear enough, with so many rooms and 2 restaurants that can accommodate you while staying in Senggigi Beach, Katamaran Resort Lombok is really exceptional.
You can experience this stunning beach resort in Senggigi Beach this summer, click and booking here at Katamaran Resort, Senggigi Beach, Lombok
You can experience this stunning beach resort in Senggigi Beach this summer, click and booking here at Katamaran Resort, Senggigi Beach, Lombok
Image Source. Licensed under Creative Commons.
5 WAYS TO TRAVEL AROUND EUROPE - Thinking of planning a Eurotrip? There are many ways to explore the continent – here are five different ways of traveling around Europe and how to get the best out of each form of travel.
Whilst you’ll most likely need to take a plane to reach Europe, it’s possible to take advantage of short distance flights whilst you’re there allowing you to hop easily from country to country. This can be a fast way of getting around and useful if you’re bringing lots of luggage, however, it could get expensive if you plan lots of stops. Some flights can be cheap if you book last minute. There are lots of budget airlines that you can take, but they may charge a lot for storing baggage in the hold.
Another option could be to hire a vehicle and explore Europe by road. This can give you the ultimate freedom to take your own route. There are a lot of costs to consider such as the rent cost, insurance, fuel, parking, tolls, and vignettes, however, you could save money on accommodation by renting a camper van. The laws of the road are a bit different in Europe (and can vary from country to country) – this Rick Steves guide is worth a read!
There are also coach tours for those that don’t want to do the driving themselves. The disadvantage of this is that you will be limited to a certain route. It can, however, be a very social way to travel as you’ll meet lots of people.
Then of course, there’s hitchhiking. This is certainly the cheapest way to travel, but maybe a little scary for some people. A lot of drivers won’t pick up hitchhikers – if you’re not prepared to spend a lot of time waiting around, you may be better off paying for ride-sharing.
Inter-railing is a popular way to get around Europe on a budget. This does require packing light – ideally, you’ll want nothing more than a backpack. This Backpack Wiki site has some useful tips on backpacking. As for buying interrail passes, you can do so through the Interrail website.
There are a few luxury trains that travel across Europe for those that want a more relaxed form of traveling. These will be more expensive however and you may not have as much freedom when it comes to planning your route.
There are many cruise companies that sail around the coast of Europe. Cruising is expensive, but your accommodation and travel are all in one, plus it’s a much more luxurious way to see the continent. Cruise ships have set routes and you may have to pay extra to book excursions.
There are also, cruises that operate down several of Europe’s rivers such as the Danube and the Rhine. This can be another way of seeing Europe, although you’ll take a much more limited route. It could be a better way of seeing inland cities, which you may not be able to do so through sea cruises without booking an excursion.
5 THINGS EVERYONE SHOULD UNDERSTAND ABOUT AN ETHICAL LIFESTYLE - An ethical lifestyle is a way of living that looks at the decisions that we make and considers whether anyone or anything is impacted in a negative way because of our choices. Living more ethically could be as simple as choosing cruelty-free products so that animals aren't harmed for your benefit, shopping locally to reduce your carbon footprint, or going paperless as much as you can to reduce your impact on the environment. We've made a list of five things everyone should understand about an ethical lifestyle to help demonstrate how achievable it is to live in a better way.
1. IT TAKES RESEARCH
Unfortunately, the harm is found in many places where we wouldn't expect it. Many of us try to make the right decisions, especially when it comes to our purchases, only to find out down the line that there was harm involved. Let's look at coconuts, for example. Many vegans turn to coconut milk as a replacement for dairy, believing they are doing the right thing according to their ethics. Then a news story comes out claiming that monkeys are being abused in the harvesting of many of the coconuts we consume. All of a sudden consuming coconuts no longer meets the ethical requirements of a vegan lifestyle, highlighting the importance of research in ensuring all decisions made are ethical.
2. BRANDS ARE MAKING IT EASIER
Many brands are getting behind the movement towards living more ethically. ASOS, for instance, is leading the way when it comes to human rights. They ensure that all their staffs are fully educated in spotting the signs of human slavery, so they can be sure that the products they supply aren't tainted by the slave market. We need to support these types of initiatives because brands have the power to really stamp out such harmful practices.
3. SOME WORK HAS BEEN DONE FOR YOU
Much of the research has already been done for you if you know what to look for when you are out shopping. For example, if you look for the Leaping Bunny Logo, you know that a product you are purchasing is cruelty-free. Not only that, but you also know that the company who manufactured the product is not involved in animal cruelty in any way. Fair-trade products are also ethically sound because they support lower-paid workers in developing countries and also promote sustainability. Support these movements where you can because it allows them to keep up the good work that they have already done.
4. IT COULD SAVE YOU MONEY
Living ethically is also about trying not to over-consume. It's about ensuring that we don't contribute towards landfill unnecessarily. This means being careful about each and every purchase that you make. Don't just think about where it has come from and whether there has been the harm in its production, also think about whether you actually need it. If it's not essential, or you could borrow something elsewhere, don't buy it. Shopping ethically could certainly save you money, too.
5. IT’S NOT ABOUT PERFECTION
Living an ethical lifestyle is about doing what you can; it's not about being virtuous. You will make mistakes, and there may be times when not being prepared might mean that you have to make a purchase that you are not entirely happy with ethically. Remember not to be too hard on yourself. Every effort that you make to live ethically has a positive impact on the world - every little bit of help.